Our program is accepted by most insurance companies. But, please check with your insurance agent and make sure your insurance company honors driver education discounts. Each insurance company has different rules and discounts according to policy requirements.
Keeping your car insurance premium low:
Taking a driver education class can save you money. You can also save money by putting extra effort into your high school studies. Exact discounts can be provided by your insurance company. Now that you are getting a driver's license, you should know about insurance costs. How you drive now sets your driving record for the rest of your life.
The easiest way to avoid large insurance premiums is simple. Drive safely. No speeding tickets. No accidents. One traffic violation can possibly raise your rates 33%. Those premiums will stay raised until the teen is old enough to move into the next age bracket. Factors which will keep car insurance premiums low are the following:
1. Driver Education
2. Good Grades
3. Type of Vehicle Ratings or Type of Car Purchase
4. Good Driving Habits
5. Defensive Driving
Most teens are covered under their parent’s car insurance policy. Check with your agent to be sure. Many teens, and yes even some parents, don't know what kind of compensation to expect if they are in a car crash. If your car is stolen, damaged by hail, or totaled in a car crash, it is important to know what kind of coverage your insurance policy provides. Here is a list of the various coverage insurance companies provide.
1. LIABILITY. Liability includes property damage and bodily injury coverage.
2. UMBRELLA POLICY. An umbrella policy is an extension of liability coverage.
3. MEDICAL PAY COVERAGE. This policy covers any and all injuries that happen in your vehicle.
4. COLLISION COVERAGE. This pays for damage to your vehicle when the accident is your fault.
5. DEDUCTIBLE. Deductible is the amount of money you pay before the insurance company pays. The higher the deductible amount, the lower the premium.
6. COMPREHENSIVE. This covers damage to your car from non-crash incidents such as hail, glass breakage, theft, fire etc.
7. UNINSURED MOTORIST. This plan covers your expenses if the at fault driver does not have insurance.
Additional information can be provided by Individual insurance companies. Shop around for the best rates and policy for you.
For more information regarding auto insurance and selecting the right policy for you check out this helpful review here.